Redraws are only available for variable rate loans and are subject to approval. ; What does this Car Finance Calculator do? Use this Car Finance Calculator to calculate monthly, fortnightly or weekly repayments on business car finance, such as Commercial Hire Purchase, Chattel Mortgage, Car Lease (Finance. Stratton Finance has a variety of flexible caravan finance options that allow you to get a caravan of your choice and spread the costs into affordable payments. au. Interest Rate (p. Stratton is a finance broker. cars, utes. C- rated vehicle and vehicles without Green Vehicle Rating. A Commercial Hire Purchase is a commercial finance product where you hire the vehicle from the lender for a fixed monthly repayment over a set period. Stratton Finance Caravan Loan. Calculate your Chattel Mortgage repayments with our Chattel Mortgage Calculator for cars, and then get an online Chattel Mortgage Car Finance Quote! Calculate monthly, fortnightly or weekly repayments, and base your calculation on an interest rate, loan term (length), amount borrowed (financed amount) and residual value (balloon value). They offer fixed rates starting from 6. It takes less than 2 minutes, we just need some details about the you’re looking to buy. 15 lenders, one click. For the uninitiated, a credit score (also known as a credit rating) is a number between 0-1000 (Experian, illion) or 0-1200 (Equifax). To find out what is available for you, call 1300 STRATTON (787 288). We help find personalised solutions for your finance and insurance needs. Motor vehicle stamp duty in Victoria is calculated using the dutiable value of passenger and non-passenger cars and other vehicles. Comprehensive insurance gives you peace of mind. About Stratton Finance - Car loans & Car Finance - find the best car finance with low interest rates, no ongoing fees and personal service from stratton. ). The loan is secured against the vehicle and, when the final repayment has been made, you will own the vehicle outright. with a comparison rate of 8. Whether you're looking to finance a new car, looking for a used car loan, or seeking auto finance options for your current vehicle, we've got you covered with our unparalleled experience and panel of lenders. Personal Loans. Use this calculator to find how much your monthly car payments will be. Thinking of buying a car soon? Whether for private or business use, for a new or used vehicle, get a instant Car Finance quote with Stratton FinanceThinking of buying a car soon? Whether for private or business use, for a new or used vehicle, get a instant Car Finance quote with Stratton FinanceThinking of buying a car soon? Whether for private or business use, for a new or used vehicle, get a instant Car Finance quote with Stratton FinanceThinking of buying a car soon? Whether for private or business use, for a new or used vehicle, get a instant Car Finance quote with Stratton FinanceUse on Personal Security Numeric to calculate annual, fortnightly oder weekly repayments on Chattel Mortgage consent used a car or another passenger means. 5% p. Secure funds within 24 hours. 40 per every $200 value or part thereof. Secured Car Loans up to $75,000. Calculate your Hire Purchase repayments with our Hire Purchase Calculator (CHP Calculator) for cars, and then get an online Hire Purchase (HP) Car Finance Quote! Base your calculation on an interest rate, loan term (length), amount borrowed (financed amount) and residual value (balloon value) and see payments monthly, weekly or fortnightly. Retail Price. Technically speaking, a novated lease is a three-way finance arrangement between you, your employer and Clear Lease. If you're buying or financing a caravan for the. Scotiabank free auto loan calculator gives you estimate for car loan, monthly payment, interest rate, and trade-in value. Calculate your estimated annual savings and then get a no-obligation, transparent quote. a. The interest rate is indicative of the rates on offer through Stratton’s lending panel. a. We’ll even help you consolidate your debt into one easy to manage monthly payment. By tapping into our network of top lenders, we’ll do all the hard work for you to find you the right boat finance solution. As such, what makes car loan comparison rates incredibly useful is that when you’re shopping around for the best possible car finance deal, using the comparison rates means. As Australia's online car finance broker, we're geared up to help you compare and save. Now take your Mazda3 and unlock the equity with a stratton Novated Lease Sale and Leaseback, so now you have $25k tax-free in your pocket. If you have any queries regarding your existing loan with Motoring Club Finance Limited, trading as RAA Finance, please call 1300 651 812 or email [email protected] finance calculator. Stratton Finance offers incredible low rates to get you and your brand new Porsche cruising on the highway in no time at all. You may also be charged with other fees depending on the lender they find you. If you'd like to Compare Car Loans to the Big 4 Banks, we've made it easy for you to see why you're better off being with Stratton Finance. Stratton is a finance broker. 36% p. # as announced in the Victorian Government's State Budget Update in December 2011, duty on an application for registration of a new or near new passenger car will increase from 2. To get started, make an enquiry today. This car loan calculator will help you visualize how changes to your interest. Hurricane. From the information provided, you could borrow £ 10,000 and pay back 60 monthly instalments of £ 210. Adelaide RV work closely with the team at Stratton Finance to ensure that you receive the best possible repayment options, tailored to suit each individual’s needs. based on $30,000 loan amount for 5 years at 6. 52. 75%. No Impact on credit score. Used car finance comes in two main loan types: secured and unsecured. Personal & Unsecured Car Loan | Apply Now - Stratton Finance. 364340) and its wholly owned subsidiaries and franchisees (we, our, us, Stratton) recognise the importance of protecting the privacy and the rights of individuals in relation to their personal information. Australia's leading car finance broker. Our online processes mean you don't need to leave the comfort of your own home. a. You've found yourself a competitive interest rate - great start! You think you've hit a home run, but you're probably only at first base. This number is calculated using information that’s found in your credit report, which includes (but isn’t limited to): Applications for credit cards, loans and other accounts that require credit checks. You may see the number of fields that are needed to be completed. Meet our partners. Calculate your estimated monthly repayment as well as total interest based on the vehicle retail price. Great rates available on Ford vehicles with Stratton Finance . Drive away happy, because we offer more. to 8. Whether you’re planning to buy a new car, invest in property, or simply want to gain better control over your finances, the Stratton Finance Calculator is your ultimate tool for financial empowerment. 00. $1,350, plus $5 for each $100 or part thereof over $45,000. . If you're considering caravan loan options for personal use then your options include a Caravan Loan - Secured Loan or a Personal Loan for Caravans - Unsecured Loan. Make A Confident, Comfortable Decision. D- rated vehicle. Severe Weather. ;. Fixed interest rates from: 6. Surveyed women also demonstrated stronger reluctance to go into a car dealership and ask questions without having done some initial research. Flexible loan terms ranging from 1 to 7 years. Features of a Personal Loan for caravans. 00 - $65,094. Novated Lease Calculator & Quote. Whether you're looking to finance a new car, looking for a used car loan, or seeking auto finance options for your current vehicle, we've got you covered with our unparalleled experience and panel of lenders. 35 . Credit for Stratton Home Loans. S. Get an Instant Online Car Loan Quote! Use this Car Finance Calculator to calculate monthly, fortnightly or weekly repayments on business car finance, such as Commercial Hire Purchase, Chattel Mortgage, Car Lease (Finance Lease) (excluding any GST implications) or Novated Lease (excluding any GST implications). over a term of 60 months with a 0% residual / balloon payment. Novated Lease Quote. Flood. Welcome to Stratton Finance, an Australian leading asset finance broker who are experts in car finance. Available for Personal Use and Business Use. The benefit is if you damage your car (either minimally or beyond repair) and don’t have enough cash to either fix or purchase a replacement then this insurance will cover the cost. 4% p. Rather than borrowing money to purchase a car, the financier purchases the car on your behalf and you then lease it back from them for an agreed monthly payment. You can structure your car loan calculation based on an interest rate, loan term (length) in weeks, months or years, amount borrowed (financed) and residual value (balloon value). 01 02 03. To help more Australians find the best car loan our money experts analyse 30+ loans every. GET YOUR QUOTE NOW. When you purchase an eligible electric vehicle, you’re eligible for a $3000 cash rebate from the government as well as stamp duty exemption. And whether you’re after a two-seater 718 or the crossover Macan. Weekly. In the. Determine whether you can afford a mortgage , remember to. Whether you're planning on buying the most popular car in Australia, the Toyota Hilux, Australias most. Let us do the heavy lifting for you. Get a quote in 60 seconds. Reshaping the future of asset finance - powered by great people and technology to deliver seamless customer experiences | Voted #1 for Car Loans by. a. Used non-passenger cars. Total. Whether you’re planning to buy a new car, invest in property, or simply want to gain better control over your finances, the Stratton Finance Calculator is your. - Select the Car Manufacture Year. At Stratton Finance, we have over 20 years of experience in helping our customers ensure they get the right. 90 day loan approval. a. Caravan Finance Calculator; Caravan Loan Options; Secured Loan for Caravans; Personal Loans for Caravans. LCTD 2017/1 - LUXURY CAR TAX THRESHOLDS 2017/2018. If you're wanting to compare your next car loan, well good news, we can help you do that. Please keep in mind that our calculators are only a guide and should not be relied upon when deciding whether or not to acquire a financial product or make other financial decisions. You can quickly compare and contrast your options with a simple touch, all within a few minutes. Personal loans are an unsecured financial product that you. The borrower agrees to pay back the full amount they borrowed by a certain date in the future. * except for previously LMCT (car dealer) registered high value vehicle. We’ll do the math for you. So, if refinancing is on your mind, call us on. With over 20 years of experience, we’ve got the knowledge you need on your side. NSW. Hansy Mannil Dec 6, 2019. The broker may several fees, including an establishment fee and monthly fees. Asset Finance Asset Finance Products Other Products and Services New Car Finance; Used Car Finance. 40 for every $200 value or part thereof. Most manufacturers won’t let you combine a 0 percent APR. Learn more. Green car loans are different from standard car loans in that they generally come with lower interest rates or certain waived fees. If you're thinking of a new car, find out if your business is eligible and see how much money you could get back. Stratton Finance provides borrowers a range of car loans with different lenders. Stratton. Click on CALCULATE, and you’ll receive an estimated amount for your monthly payment, as well as the total amount. Stratton Finance Car Calculator Specialists in ABN loans & sole trader loans Find low rate commercial car loans from 30+ lenders See your top loan rate matches in 60. And the better your category, the less risky potential. Why Stratton Finance? 20 years’ industry experience. Thinking of buying a car soon? Whether for private or business use, for a new or used vehicle, get a instant Car Finance quote with Stratton FinanceCheck out a selection of Stratton car loans currently available in Australia and compare against RateCity's car finance database. Finance Ltd (ABN 82 004 292 291) trading as NRMA Car Loans, R. Document will be opened for E-signing. Winner of Best Car Loans by Product Review in 2021, 2022 and 2023. A strong credit history, characterized by a high credit score, timely payments, low credit utilization, and a minimal. Stratton Finance works to make sure that you can get financed, even if you don't have the documentation available. Whether you are buying and selling vehicles for personal or business use, our network is unmatched so you can be sure that you save money, time and we can take the hassle of negotiating with dealership salespeople. Apply now for your personalised, no-obligation quote. Why you should buy your next car online. com. ("Stratton"). Cost - Yes, home loan interest rates are often lower than those for a car loan, but this does not mean that you are paying less money. If you’d like to know more we’d be delighted to hear from you, call us on 1300 STRATTON (1300 787 288). Browse the rate comparisons to see which individual mortgage terms make the most sense for you and your next purchasing. Show you how much Luxury Car Tax is already included in the price of a vehicle (e. This number is calculated using information that’s found in your credit report, which includes (but isn’t limited to): Applications for credit cards, loans and other accounts that require credit checks. Compare from over 30 lenders. By combining personal service with access to low rates from. Luxury Car Tax (LCT) is a tax levied on the sale of vehicles which meet a set of "luxury car" criteria. At CarClarity, our advanced loan-matching technology simplifies your search for the most suitable car finance options, presenting you with an array of offers from our trusted partner lenders. $8. Motorcycle Loans. Tax deduction is available when the vehicle is used for business purposes. You can then get a quote in minutes with no impact to your credit score. We welcome all feedback - it helps us to constantly improve our business - and you can remain anonymous if you wish. They. Compare. The rates are fixed, ranging from 7. And whether you’re in the market for a city run-around like the Picanto, a compact SUV like. The interest rate applicable will need to be confirmed with your finance provider on application. You’ll own the vehicle outright, however, the finance company will place a “mortgage” over the vehicle, as security against the loan. to 15. When the lease comes to an end, you’ll be given the option to purchase the vehicle by paying a final lump sum (the residual value) directly to the finance company, restart another lease to pay off the remaining balance. You can then get a quote in minutes with no impact to your credit score. Whether you're planning on buying a high performance coupe such as the 370Z, a compact SUV like the Juke, or a full-size crossover SUV like the Pathfinder. This information is for general use and may vary in. $1,350, plus $5 for each $100 or part thereof over $45,000. Stratton Finance A++ I've purchased 3 vehicles using Stratton and every time it has been hassle free. Your e-mail address. Commercial Car Hire Purchase (CHP) Online Business Car & Vehicle Leases Australia - Stratton Finance. Boat. We also provide you with user-friendly tools and. In today’s fast-paced world, managing your finances effectively is more important than ever. Real people, real service. Reshaping the future of asset finance - powered by great people and technology to deliver seamless customer experiences | Voted #1 for Car Loans by Product Review. Stratton Finance – Car loan. This will give you an estimate of your repayments. I want it. Stratton Finance can offer you a great low rate and have you in your new. Fill in our simple quote form and email to your dedicated novated sales consultant. It’s time to back yourself with a Stratton Finance franchise. A personal loan (also known as an unsecured car loan) involves a finance company lending you the money to purchase a vehicle for personal use. Use the Stratton Equities' Mortgage Calculator to calculate the payments for your investment property loan. So find out how low your monthly repayments could look like by using our free online car finance quote tool or give the friendly team a call now on 1300 787 288 to get the ball rolling!Find the best car finance with low interest rates, no ongoing fees and personal service from Stratton Finance. To use our Caravan Finance Calculator, simply fill out how much you'd like to borrow, the loan term, the interest rate, the payment frequency and whether you will be using a residual/ balloon option. a. Stratton Finance Portal Speak to an expert. If you have any comments or feedback about our products and services, staff, customer service, website or anything else you can use the form below to send it to us. With hire purchase once the final payment has been made, you'll own the car outright. So, whether you’re looking for a Personal Loan or Secured Caravan Loan for added peace of mind, we’ve got the fast and easy Caravan Finance solution for you. 07. Tax deduction is available when the vehicle is used for business purposes. 00. This calculator can perform two different calculations: Show you how much Luxury Car Tax is payable on a vehicle (as added to a car's price by a dealership to determine the sale price). Luxury Car Tax (LCT) is a tax levied on the sale of vehicles which meet a set of "luxury car" criteria. RACV Green Car Loan. C. Welcome to Stratton Finance, an Australian leading asset finance broker who are experts in car finance. 40 for every $200 value or part thereof. We have grown to become Australia’s largest Asset Broker, supporting over 100,000 customers in. If you have a query about caravan finance that's not covered in this article, please feel free to give us a call on 1300 955 600 and our friendly team can assist you with your question. Variable and 2 – 10 year fixed rate options. au. Estimate My Repayments. CarClarity is using technology to reshape car financing in Australia. The amount can be represented as an absolute dollar value or a. Caravan Loans from $3,000 to $300,000. Know. Call one of our Loans Consultants on (08) 8202 7777 or 1800 018 227 (Country SA) Visit us at 400 King William Street, Adelaide to speak with a. Whether it’s the sleek styling of the Ghibli, the distinguished lines of the Levante, or the raw power of the GranTurismo that has caught your eye; Stratton Finance will offer you an incredible rate on your new. Also calculates total payments and total interest paid on your auto loan. Buy from: $84,462^. Let’s say you bought a car for $20,000 and financed it over three years at around 6%. Tornadoes. 36% p. $8. A. But don't just take our word for it - see what some of our 100,000 customers think who we've had the privilege of working with over the past 20 years. (08) 8947 0085 Get My Quote. Get an instant online car finance quote for a car loan, car finance or car lease. com. You can structure your Chattel Mortgage repayment calculation with a loan term (length) in years or month, amount borrowed (financed), interest rate and residual value (balloon value). Rate of duty. Commercial Finance. For example, the total interest for a $30,000, 60-month loan at 7% would be $6,497. Details. The max payment period/term for solar finance is 72 months with no balloon payment. ^. Dutiable value. Meet Mark. Real people, real service. 36% p. 72%. Commercial Car Hire Purchase (CHP) Online Business Car & Vehicle Leases Australia - Stratton Finance. online car, vehicle & boat finance and loan broker - stratton finance for 22 years we've helped you get the best car loans and asset financing for personal and business use. Estimate your monthly payments with Cars. *Please note that these calculations are only estimates and must. Calculators Car Loan; Personal Loan; Chattel Mortgage; Comparison Rate; New Car Finance; Used Car Finance;. a. Stratton Finance Used Car Loan. 70% p. You can structure your car finance calculation based on a specified interest rate, loan term (length) in month or years, amount borrowed (financed) and a residual value (balloon value). We can help you to buy physical assets outright with a chattel mortgage, purchase and lease assets on your behalf, and design flexible repayment plans for commercial hire purchases to. ; Find out more about your car finance options. Get started today and experience the. We’re authorised representatives of Australia’s leading. Let’s say you buy a new car and borrow $40,000 over five years and elect to have a $10,000 (25%) balloon payment on your loan. Flexible loan terms ranging from 18 months to 7 years. Now take your Mazda3 and unlock the equity with a stratton Novated Lease Sale and Leaseback, so now you have $25k tax-free in your pocket. Stratton Finance is Australia's online car finance broker that connects you with over 30 lenders - all competing to give you their best rates and offers. What are the benefits of a car loan? Benefits include: Flexible loan. * This repayment estimate is provided by Stratton Finance Pty Ltd (Australian Credit Licence: 364340) (“Stratton”). Business hours phone. About Stratton Finance - Car loans & Car Finance - find the best car finance with low interest rates, no ongoing fees and personal service from stratton. 06% p. Caravan Finance Calculator; Caravan Loan Options; Secured Loan for Caravans; Personal Loans for Caravans;. Since then, we have grown to over 250 employees across Melbourne, Sydney, Brisbane, and a network of franchises across Australia. Loan amounts from $1,500 to $150,000. V. Used car finance is used to help purchase a second-hand vehicle. Kia Car Finance and Car Loans for your Kia car purchase. Not hidden nasties. $8. A Commercial Hire Purchase is a commercial finance product where you hire the vehicle from the lender for a fixed monthly repayment over a set period. Create and print out your loan amortization schedule. Repayment Period (Months) 72. When you purchase an eligible electric vehicle, you’re eligible for a $3000 cash rebate from the government as well as stamp duty exemption. Our team in Brisbane can help you compare rates from different lenders, then quickly process your application and assist you through the entire process. Term length. Not understanding and recognising ‘pricing levers’ being pulled. Save over $5,800 (RRP $67,896) or just from. Looking for the lowest interest rate loan isn’t always the right strategy. How we chose it. Car Loan Calculator for cars and motor vehicles in Australia. If you’d like to know more we’d be delighted to hear from you, call us on 1300 STRATTON (1300 787 288). After that, it will calculate the compound interest, estimate tax and title fees, and display the monthly payment. Our partnership goes beyond just finance. Borrowing £8,000 over 60 months could cost you £163. com. Fixed interest rate so you know what your repayments will be. Get an instant online car finance quote for a car loan, car finance or car lease. D- rated vehicle. Go Auto's Car Loan Calculator will make buying your next vehicle quick and easy. They also pay interest, which is a. 50). They offer vehicle loans for: Personal use:. The annual awards highlight products and services that have been rated best-in-class by the Product Review community. A green car loan is a type of car finance specifically for eco-friendly vehicles. LCTD 2022/D1 - PRINCIPAL PURPOSE OF A VEHICLE. We’ll evaluate your current situation and compare products from a. What does this Car Finance Calculator do? Use this car finance calculator to calculate monthly, fortnightly or weekly repayment options. I’m currently working as a Finance Consultant, and my aim is to deliver exceptional value to my customers. $0. Features. Stratton Finance A++ I've purchased 3 vehicles using Stratton and every time it has been hassle free. Car Finance Get Financed For Personal Use; For Business Use; Calculators Car Loan; Personal Loan; Chattel Mortgage; Comparison Rate; New Car Finance; Used Car Finance; Car Loan Options; Secured Loans for Cars; Personal Loans for Cars; Car Lease; Green Car Loan; Compare Car Loans; Caravan Finance Get A Quote; Caravan Finance. Luxury Car Tax (LCT) is a tax charged when you buy a vehicle that meets a set of "luxury car" criteria. carconnect doesn't add on any margin to the price of the car, you can be confident the price you are shown is the price from the dealer. Savings: $12,088. a: AmBank Arif Hire Purchase-i: 3. For example, the total interest for a $30,000, 60-month loan at 7% would be $6,497. Bank Name Car Loan Interest Rates; Alliance Bank Hire Purchase: 3. This tool will help you approximate the monthly payments on your next auto purchase. We will process your car finance application and arrange your vehicle loan. Show you how much Luxury Car Tax is already included in. Dutiable value. Unit 7 224 Main North Road, Prospect, SA, Australia 5082Stratton Finance Car Loan Calculator . Great rates available on Toyota vehicles with Stratton Finance. As experts in commercial finance, we know how to find the right finance option for your business, taking into account risk, tax implications and cash flow. 24%, while on the other end of the spectrum someone with a Deep Subprime credit score (300-500) the average interest rate is 13. One important factor in car loan approvals is the borrower's credit history. 8 out of 5 stars from 2,080 genuine reviews on Australia's largest opinion site ProductReview. The average used car price has surged close to 30% in recent years, bringing the average transaction to $27,633. Whether you’re planning on trading in or selling your car privately, you’ll want to make sure you’re getting the best price for it. Use our user-friendly calculator (powered by Stratton Finance), explore our informative articles, and drive towards securing your dream car with confidence. Wildfires. 15 lenders, one click. ) 7. A car loan online with Stratton Finance offers same-day approval for up to $100,000 at a low-interest rate starting from 5. Find your next leisure vehicle with a caravan loan from stratton finance. Newsroom; All Products. STEP 1. Australia's leading car finance broker. Mark Latham is a Finance Consultant here at Stratton Finance based in our Victorian team in Port Melbourne. Stratton is a finance broker that offers both secured and unsecured used car finance. 40 for every $200 value or part thereof. $0. This car payment calculator will help you decide whether a rebate vs. Login. Get access to an. Get Approved For A Car Loan | Apply Online. Thinking of buying a car soon? Whether for private or business use, for a new or used vehicle, get a instant Car Finance quote with Stratton FinanceSecured Personal Loan repayment terms range from 1 to 7 years. leasing, what's right for one person can be totally wrong for another. The higher your score is, the better your category. We have grown to become Australia’s largest Asset Broker, supporting over 100,000 customers in. Browse. Back; Car loans. stratton 's experienced consultants can advise you on all types of car, business and personal insurance. 05% p. Business use: they offer chattel mortgage, a finance lease, or a novated lease. 52 − 15000 = 2399. Personal Loans. Rates start at 5. You can contact us by post (Attn: Compliance Officer, S tratton Finance, PO Box 5012. 2. Caravan. Thinking of buying a car soon? Whether for private or business use, for a new or used vehicle, get a instant Car Finance quote with Stratton FinanceThinking of buying a car soon? Whether for private or business use, for a new or used vehicle, get a instant Car Finance quote with Stratton FinanceThinking of buying a car soon? Whether for private or business use, for a new or used vehicle, get a instant Car Finance quote with Stratton FinanceThinking of buying a car soon? Whether for private or business use, for a new or used vehicle, get a instant Car Finance quote with Stratton FinanceThe minimum interest rate for a secured fixed rate loan is 6. Whether you're planning on buying a high performance vehicle such as the HSV, a great hatchback like the Barina, or a full-size SUV like the Trailblazer, Stratton Finance can offer you a great low interest rate and have you in your new Holden in no time. Interest Rate (p. Below average. a. There are some great reasons why paying your car loan off early can be beneficial to you, including: You’ll save on interest repayments. Our Subaru car finance team are experts in arranging finance for your new or used Subaru, both at competitive rates. If you'd like to know what your next car will cost you then you should get an instant online finance quote. Have purchased two vehicles through Stratton Finance and each time the service has been fantastic. Chris Reid Jun 30, 2023. Stratton is a finance broker. Whether you're planning on buying a workhorse vehicle like a Caddy Van, an. We can offer loan options from many of the same high-quality lenders that we offer for car finance, as well as several dedicated motorbike financiers. Track your application status and access your applications online. * This weekly repayment estimate is provided by Stratton Finance Pty Ltd (Australian Credit Licence: 364340. Stratton Finance offers motorbike finance packages for the purchase of motorbikes, both new and used. Otherwise known as corporate hire purchase, hire purchase or offer to hire. ** Estimated monthly payment may be inaccurate without title, taxes, and fees. Volkswagen Car Finance and Car Loans for your Volkswagen car purchase. Boat Finance to get you on the water sooner. Your lease term and average kilometres are the same but your average running costs have fallen to $6,500 per year due to the GST and income tax savings. Simply enter the. Car Finance Calculator. Rate of duty. Meet our partners. Some lenders like HDFC Bank, Axis Bank, ICICI Bank also offer car.